Singapore's CMFAS & SCI Mock Exam Platform (2026)
Stop memorizing answers from static PDFs. Drill 1,650+ original exam-style questions with a full worked explanation on every single one — built so you understand why the answer is right, and walk into RES 5, M9, M9A or HI ready to pass.
Instant feedback & explanations that make it click
Understanding beats memorizing. Every question in the bank teaches, not just tests — try it right here, no signup.
- Immediate right / wrong feedback. Answer, and know on the spot — no flipping to an answer key at the back of a PDF.
- A full worked explanation on every question. Why the right answer is right and why each wrong one is wrong — on every single question.
- Learn the why, not the wording. When you understand the rule behind the answer, twisted rephrasings on exam day can't trip you.
Under the FAA fair dealing framework, which principle requires a financial adviser to place the customer's interests at the centre of the advice provided?
Live demo · real questions from the bank
Realistic exam simulation — so the real thing holds no surprises
- Official timing and question counts. RES 5's 150 questions in 3 hours down to HI's 50 in 75 minutes — the clock you'll face is the clock you train with.
- Results only at the end. No feedback mid-exam, exactly like the real computer-based test — so exam day feels like just another run.
- RES 5's two-part pass marks, tracked. Part I (75%) and Part II (80%) are scored separately on every simulation — because you must clear both in one sitting.
The Healthcare 2020 Masterplan, launched by MOH in 2012, sought to raise the performance of Singapore's healthcare system. Which of the following was one of its intended outcomes?
No feedback until you submit — like the real exam
Practice by chapter — and watch your weak chapters climb
Target your weaknesses one chapter at a time. After every attempt your per-chapter analytics update, so you always know exactly where you stand — and what to drill next.
RES 5 · Pick a chapter to drill
Performance by chapter
Weak-chapter detection · updates after every attempt
Customize your study session
Ten spare minutes or a full evening — there’s a session shape for it.
Full Practice Session
Work through every question in the bank with instant feedback and a worked explanation after each answer.
Quick Quiz
Short on time? 20 random questions from across the syllabus — a fast pulse check that fits an MRT ride.
Practice by Chapter
Pick one chapter and drill it until it sticks — the natural next step after a weak-chapter flag.
Serious prep, priced for Singapore
Original, reviewed question bank
Written and reviewed by practising representatives to mirror the real exams’ style, difficulty and format — 1,650+ exam-style questions across the four papers, every one with a full worked explanation.
RES 5 727 · M9 437 · M9A 240 · HI 249
Always up-to-date syllabus
Reviewed against the current SCI study texts — including the RES 5 format with its separate Part I / Part II pass marks. When the syllabus moves, the bank moves.
Premium prep, not premium price
From S$45 one-time — no subscription — while US-based platforms charge US$199+ for prep that was never built for Singapore’s exams.
Every retake costs the full exam fee. Every time.
Official SCI fees, incl. GST. Since 1 Apr 2024 there is no retake discount — a failed paper means paying the full fee again. Preparing properly once costs a fraction of failing once.
Don’t just practice. Prepare the smart way.
| What you get | PassFirst.sg | Traditional prep (books & PDFs) |
|---|---|---|
| Personalized weak-chapter detection | Per-chapter analytics after every attempt | You mark yourself and guess |
| Syllabus accuracy | Reviewed against current 2026 SCI texts | Print runs and PDFs go stale |
| Performance tracking | Score trends per chapter, per attempt | None |
| Instant feedback with full explanations | Every single question | Answer key at the back |
| Practice anywhere, on any device | Phone, tablet or laptop | Wherever the book is |
| Price | From S$45, one-time | S$10–20 per PDF set — with none of the above |
Costs less than one failed attempt
Every plan includes free weekly face-to-face classes and the full question bank for your modules. Secure checkout by Stripe — PayNow or card.
Single Module
RES 5 · M9 · M9A · HI — pick one- Full question bank for one module
- Study Mode + timed Exam Mode
- Free face-to-face classes included
- WhatsApp support from trainers
One failed M9 attempt costs S$130.80 — nearly 3× this.
Buy now — S$45FA Starter Bundle
RES 5 + M9 + M9A + HI- RES 5 + M9 + M9A + HI
- Study Mode + timed Exam Mode
- Free face-to-face classes for all 4 papers
- Chapter cheat sheets included
- Priority seats at weekly classes
The full FA exam path costs ≈S$590 in official fees per attempt cycle. Prep for a fifth of that.
Buy now — S$110Combo — Any 2
e.g. M9 + M9A (CM-LIP path)- Any two modules, your pick
- Study Mode + timed Exam Mode
- Free face-to-face classes included
- WhatsApp support from trainers
One RES 5 sitting costs S$218+. Prep two papers for a third of that.
Buy now — S$75Prices in SGD, one-time. Exam registration fees are paid separately to SCI/IBF — we’re a prep platform, not the exam administrator. Full pricing & comparison →
Rated 5.0 out of 5 by students who sat the real thing
“Signed up, got my login straightaway, and just started practising. The questions are very close to the style of the actual paper, and the explanations are short and clear. Revising for RES 5 felt so much less stressful with a proper system behind it.”
“Really simple to use — I did my practice on my phone whenever I had pockets of time. Every question comes with an explanation, so I actually understood my mistakes instead of just memorizing answers. The weak-chapter tracking told me exactly what to revise before the real paper.”
“The interface is clean — no clutter, just questions, a timer and clear explanations. Simulation mode felt exactly like the real computer-based exam, so there were no surprises on the day itself. I walked in prepared instead of hoping for luck.”
Free live CMFAS revision classes — real trainers, not just PDFs
- The 3 chapters that sink most first-time RES 5 candidates — and how the exam actually tests them
- Why RES 5 has two pass marks (75% and 80%) and how to budget your 3 hours across 150 questions
- The question patterns that repeat every sitting — switching disclosure, needs analysis, ILP risk
- Live Q&A: bring the questions you keep getting wrong
Reserve your free seat
Questions candidates actually ask
Are the free live classes really free?
Yes. Weekly in-person classes rotating through RES 5, M9/M9A and HI — no card, no trial that converts into billing. We earn when you choose to buy the question bank; the class is genuinely free either way.
Where are the classes held?
Face-to-face at a central Singapore venue, near an MRT station. The exact location is confirmed on WhatsApp each week when you reserve your seat — venues rotate depending on class size.
How long do I get access?
Single module: 2 months. Combo: 3 months. FA Starter Bundle: 4 months. Most candidates book exams 4–8 weeks out, so you have room for a retake window without repurchasing — though our goal is that you won't need one.
How do I register for the actual exam, and what does it cost?
RES 5, M9, M9A and HI are administered by the Singapore College of Insurance (SCI) — register at scicollege.org.sg. Current non-member fees incl. GST: RES 5 from S$218.00, M9/M9A S$130.80 each, HI S$109.00 plus a S$10.90 registration fee.
We're an independent prep platform — exam registration and fees are paid to SCI directly.
The door is open.
Prep once, pass once. Start with three free questions — no signup — and see how the worked explanations make it click.
