RES 5 Mock Exam Practice Questions (2026 Syllabus)
RES 5 (Rules, Ethics and Skills for Financial Advisory Services) is the gateway paper every FA representative must pass — and the only CMFAS paper with two separate pass marks. Our simulator mirrors the real computer-based exam, including the Part I / Part II split scoring.
- Questions
- 720+
- Chapters
- 27
- Exam Mode
- 150 Q · 180 min
- Pass mark
- 75% (Part I) AND 80% (Part II)
Official RES 5 fee: from S$218.00, paid to SCI, no retake discount. Prep for a fraction of one failed sitting.
Three real RES 5 questions from the bank. Answer them.
Pick an answer and you get instant feedback plus the worked explanation, exactly how Study Mode works inside. Drawn from three different chapters.
Under the FAA fair dealing framework, which principle requires a financial adviser to place the customer's interests at the centre of the advice provided?
Everything in the RES 5 plan
- 720+ original RES 5 exam-style questions across 27 chapters — every one with a worked explanation
- Study Mode: answer, see the correct option and the why, move on
- Exam Mode: 150 questions in 180 minutes, scored like the real paper (Part I and Part II tracked separately)
- Per-chapter scores after every attempt, so you know what to drill next
- Free weekly face-to-face revision classes in central Singapore
- WhatsApp support from trainers, Singapore hours
- 2 months access, one-time payment, no subscription
Full RES 5 question bank, Study and Exam Mode, chapter analytics, free classes. Pay by PayNow or card. Access is instant.
Get RES 5 practice — S$45Sitting more than one paper? All four (RES 5, M9, M9A, HI) for S$110 →
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Students who passed with PassFirst
Every review below is from a real student whose result slip we have sighted. No illustrative or placeholder reviews.
“Signed up, got my login straightaway, and just started practising. The questions are very close to the style of the actual paper, and the explanations are short and clear. Revising for RES 5 felt so much less stressful with a proper system behind it.”
“Really simple to use — I did my practice on my phone whenever I had pockets of time. Every question comes with an explanation, so I actually understood my mistakes instead of just memorizing answers. The weak-chapter tracking told me exactly what to revise before the real paper.”
“The interface is clean — no clutter, just questions, a timer and clear explanations. Simulation mode felt exactly like the real computer-based exam, so there were no surprises on the day itself. I walked in prepared instead of hoping for luck.”
RES 5 exam format
| Questions | 150 multiple-choice |
|---|---|
| Duration | 180 minutes |
| Pass mark | 75% (Part I) AND 80% (Part II) |
| Official fee | from S$218.00 (non-member incl. GST, paid to SCI — no retake discount) |
What the RES 5 exam tests
- The regulatory framework — the FAA and SFA, MAS notices and the competency requirements for representatives
- The needs-based sales process: fact-finding, reasonable basis for recommendations and suitability
- Switching and replacement of policies — the disclosure and documentation the exam tests hardest
- Point-of-sale disclosure documents: the Product Summary and Benefit Illustration
- Ethics and professional conduct, including misrepresentation and prohibited practices
- Documentation and record-keeping obligations
RES 5 questions candidates ask
What is the RES 5 exam format in 2026?
150 multiple-choice questions over 3 hours, computer-based, administered by the Singapore College of Insurance (SCI). Since April 2024 the paper is scored in two parts with separate pass marks: 75% for Part I (Rules and Regulations) and 80% for Part II (Ethics, Skills and Knowledge) — you must clear both in the same sitting.
How much does the RES 5 exam cost?
From S$218.00 (non-member, weekday, incl. GST), paid to SCI when you register at scicollege.org.sg. Since 1 April 2024 there is no retake discount — a failed sitting means paying the full fee again.
Why does RES 5 catch first-time candidates out?
The two-part scoring. You can be comfortably above 75% overall and still fail because Part II landed under 80%. Add a 3-hour, 150-question time budget and heavily-tested chapters like switching disclosure and needs analysis, and knowing that structure matters. Our Exam Mode mirrors the real timing and question count and reminds you of the two-part pass requirement on every RES 5 result.
Are your RES 5 questions from the actual exam?
No. All questions are original and exam-style, written and reviewed against the current SCI study text for the 2026 syllabus. We never use or reproduce actual exam questions.
Do I get the free live classes if I buy RES 5 practice?
Yes — every plan includes the free weekly face-to-face classes in central Singapore. RES 5 is in the regular rotation. The venue is shared on WhatsApp each week. You can also attend a class before buying anything.
Start drilling RES 5 in the next two minutes
S$45 once for 2 months. A failed RES 5 sitting costs from S$218.00 and a month of your time.